Buying a Home

We are committed to guiding your journey through the buying process,

whether you are a first time buyer or experienced investor!

BC Home Buyer: Buying a home/ property will be one of the biggest financial decisions most of us will ever make.   It can be a wonderful, exciting time – when done correctly.   Avoid time-consuming, expensive and stressful mistakes when buying homes for sale by putting our expertise to work on your behalf!   Fill in the form below, or give us a call, and let us guide you through a stress-free, enjoyable buying experience!

Buying a Home, Real Estate, Team Dana & Amar, Recently Homes Sold Prices

1.  Define your “Perfect Home/property”

Let’s collaborate to determine what you need!  We can help ask all the important questions, to ensure you don’t miss anything.    Your criteria will change as you view properties, so this is just a starting point!

Consider four characteristics of a good location:  (1) Safe neighbourhood;  (2) Good schools;   (3) Convenience;  and (4) Proximity to water and views.    Our BC Properties for Sale pages are a great way to explore the pros and cons of each area!   You can also look at the homes for sale, their prices and even view the actual Sold prices!

Once we have visited a few of the homes for sale, and you have shared with us your view on “the good, the bad and the ugly”, we are very adept at finding homes that you will really love.   You’ll receive automated notifications when new homes matching your criteria come up, of course, but we go the extra mile and call you when something special comes on the market.
We are dedicated to help you find your dream home. Your choices will be respected, we have the patience to search & show you as many homes as you want until you find the right one for you!  Buying a Home/property should be fun and easy for BC Home Buyers! 🙂
Mortgage Calculator Sold Prices

2.  Find the perfect mortgage.

Before you start looking into buying a home, you need to know how much you can afford.  Check our mortgage calculator to see how much your monthly payment will be.

How’s your credit score? In order to qualify for a mortgage you must have a good credit rating. You can go to Credit Karma to obtain a free copy of your credit score. If any information in your credit file is incorrect, take the time to get it fixed before applying for any mortgage loan.

Do you qualify for an insured mortgage? With an insured mortgage, you are able to finance up to 95% of the purchase price, either through CMHC or a private mortgage insurer. You will need to have at least the remaining 5% down payment, as well as additional funds to cover the property transfer tax, legal, moving and other closing costs.

BC Home Buyers: get pre-approval for a mortgage, so you know before looking how much you can afford. Do not change jobs just before applying for a mortgage. The lender will want to see that you have a stable employment history.

We will help you to contact mortgage professionals who have been very helpful to our past clients to ensure you get the perfect mix of interest rates, terms and conditions!

Buying a home

3.  KNOW the market and make offers with confidence!

BC Home Buyer: Knowledge is key to formulating a strategy to win your chosen property from the homes for sale at a good price.   And the key to getting the knowledge you need to make the right choice is to have the right Realtor ® .   Choose us:  Team Dana & Amar!   We will ensure you are thoroughly briefed on conditions in the broader market and your chosen neighbourhood, along with pricing of comparable currently available homes for sale, recent sales and listings that failed to sell and expired.    We will also share the history of the property, tax assessments, etc.  Armed with this information, we will collaboratively decide our bidding strategy so you can move forward with confidence when Buying a property!
At the appropriate time, we will also obtain the Title of the property, Strata documents, Seller’s Property Disclosure, and make the necessary inquiries to the City Halls in regards to surveys, permits, and other facts that might influence your decision to proceed.
Real Estate

4.  Negotiate a great price

And now we come to the most critical stage:   negotiations with the seller!   We have extensive formal training and experience in negotiation – ask us for details.   This background has enabled us to deliver some truly exceptional results for our clients who are buying a home, respecting your price, conditions and dates.
Our collaborative approach ensures that you will understand the latest market data, as well as our negotiating strategy, allowing you to move forward with confidence.

5.   Get critical deficiencies repaired

Negotiations don’t necessarily end with the acceptance of your offer, either.   For instance, property inspections may reveal unexpected and critical defects.   Protecting your interests may require us to re-enter negotiations to have those defects rectified, or the price adjusted to reflect the true condition of the property. We will not shy away from strenuous negotiations on your behalf!
Buying a home Real Estate

6.  BC Home Buyer: Move in!

There are literally dozens of tasks, documents and delivery deadlines involved in a Real Estate transaction.  We coordinate these to ensure every last detail is attended to in a timely fashion, and to give you a smooth and stress free move into your new home!
Experience the difference that our planning and project management makes! Buying a home/property doesn’t have to be stressful.
There are lots of resources available for Home Buyers.  For instance, check out our Real Estate Blog Professionals & Contractors or Real Estate useful links.
For more information in regards to buying a home you can also check out CHMC.

Please Provide Your Buying Criteria

Let’s begin your real estate journey right away!

Mortgage Calculator
Property Transfer Tax
Affordability Calculator
Homes for Sale - MLS ® Listings - Custom Searches