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White Rock & South Surrey Homes with Suites

White Rock Homes with Suites & South Surrey Homes with Suites reflect two quite different housing patterns. White Rock’s compact hillside has many established detached homes where lower levels have been converted or developed as separate accommodation, while South Surrey has a larger share of newer houses and duplexes designed with suites from the outset. That difference matters when comparing White Rock Homes with Mortgage Helper & South Surrey Homes with Mortgage Helper, White Rock & South Surrey Homes with Basement Suites and White Rock & South Surrey Homes with Rental Suites, because buyers may be comparing an older converted lower level in White Rock with a purpose-built suite in newer South Surrey construction.

White Rock Houses with Suites & South Surrey Houses with Suites also fall under two separate municipal systems. White Rock and Surrey have different registration, permitting and secondary-suite requirements, so a second kitchen, separate entrance or MLS® description does not by itself confirm that a suite is authorized. Buyers should verify permits and municipal records with the correct city and consider how the suite configuration affects financing, insurance, future use and resale.

Browse Active White Rock & South Surrey Homes with Suites for Sale – MLS® Listings

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  • 1576 161 Street, Surrey - King George Corridor

    1576 161 Street King George Corridor Surrey V4A 4X8
    Main Photo: 1576 161 Street, Surrey - King George Corridor
    $899,000
    Residential
    Status:
    Active
    MLS® Num:
    R3171361
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    1,767 sq. ft.
    Fully renovated, move-in ready half-duplex in South Surrey! This 4-bedroom, 2-bathroom home sits on a nearly 5,000 sq.ft. lot with no strata fees. Enjoy a bright open-concept layout, updated kitchen with premium cabinetry, quality countertops and stainless steel appliances, stylish flooring, modern lighting and renovated bathrooms. A self-contained 1-bedroom suite offers mortgage-helper potential or space for extended family. Large, private fenced backyard is ideal for kids, pets and entertaining. Close to schools, shopping, transit, Peace Arch Hospital and White Rock Beach. Some photos are virtually staged. More details
    Listed by LPT Realty ULC
    AMAR SHAN
    DANA BALAN
  • 931 Finlay Street, White Rock - White Rock

    931 Finlay Street White Rock White Rock V4B 4K5
    Main Photo: 931 Finlay Street, White Rock - White Rock
    $925,000
    Residential
    Status:
    Active
    MLS® Num:
    R3021732
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,337 sq. ft.
    **BUILDERS AND INVESTORS ALERT** Huge 5,185 sqft lot with potential ocean views in the Desirable East Beach Area of White Rock. Tenant occupied. This fantastic property is being offered for redevelopment potential. No showings, do not door knock, and please do not walk on the property. Features of this Unique Property: Quiet Corner Lot, Lane Access, backs onto Lower Finlay Park. Steps away is the Vibrant Seaside of White Rock Beach where you will stroll the Promenade, Kayak, Paddle Board or Explore the Tidal Pools. There are an array of Shops and Restaurants, and Quick access to HWY 99 for Commuters. Bring your ideas and create something special! A great investment awaits or build Your Dream Home with potential ocean views! More details
    Listed by Homelife Benchmark Realty Corp.
    AMAR SHAN
    DANA BALAN
  • 15720 Aster Road, Surrey - King George Corridor

    15720 Aster Road King George Corridor Surrey V4A 1Y5
    Main Photo: 15720 Aster Road, Surrey - King George Corridor
    $999,900
    Residential
    Status:
    Active
    MLS® Num:
    R3128692
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    1,710 sq. ft.
    This 4 bed / 2 bath fully renovated house sits on a quite street but steps away from shopping and bus stop in South Surrey. This property is private with fully fenced backyard with 2 sheds in the back with laneway access and sits on over 5000sf lot for this portion of the duplex. House was fully renovated and has a 1 or 2 bed unauthorized suite to help with mortgage payment. Priced to sell and nothing to do but move into this house with a southwest facing backyard. More details
    Listed by RE/MAX City Realty
    AMAR SHAN
    DANA BALAN
  • 101 16633 18a Avenue, Surrey - Pacific Douglas

    101 16633 18a Avenue Pacific Douglas Surrey V3Z 1A2
    Main Photo: 101 16633 18a Avenue, Surrey - Pacific Douglas
    $1,099,000
    Residential
    Status:
    Active
    MLS® Num:
    R3166973
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    1,579 sq. ft.
    Experience modern luxury living in South Surrey’s desirable Grandview Heights! This brand new duplex showcases a bright, open-concept design with elegant finishes throughout. The main floor offers spacious living and dining areas alongside a gourmet kitchen with high-end appliances and sleek cabinetry. Upstairs features 3 bedrooms and 2 full baths, including a stunning primary suite with ocean views. The lower level includes a self-contained 1-bedroom suite with a separate entrance—ideal for rental income (Rented). Prime location close to top schools, shopping, restaurants, Grandview Aquatic Centre, Hwy 99 & the U.S. border. A perfect mix of style, comfort, and value! More details
    Listed by Century 21 Coastal Realty Ltd.
    AMAR SHAN
    DANA BALAN
  • 15894 Thrift Avenue, White Rock - White Rock

    15894 Thrift Avenue White Rock White Rock V4B 2M8
    Main Photo: 15894 Thrift Avenue, White Rock - White Rock
    $1,149,000
    Residential
    Status:
    Active
    MLS® Num:
    R3163344
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    2,090 sq. ft.
    Great location with a sunny south-facing backyard overlooking the open field of Peace Arch Elementary. The upper floor features an open-concept layout with updated kitchen, bathrooms, tile, paint, and Euroline windows throughout the home. Roof replaced in 2020. Ideal for a growing family or extended family living. Short walk to schools, parks, and White Rock beaches. Situated on a large lot with great potential to build your dream home or hold as an investment. A property that must be seen to be appreciated! More details
    Listed by RE/MAX Crest Realty
    AMAR SHAN
    DANA BALAN
  • 102 16761 21 Avenue, Surrey - Grandview Surrey

    102 16761 21 Avenue Grandview Surrey Surrey V3Z 9X8
    Main Photo: 102 16761 21 Avenue, Surrey - Grandview Surrey
    $1,149,900
    Residential
    Status:
    Active
    MLS® Num:
    R3159175
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,006 sq. ft.
    EDGEWOOD BY BASSI - Boutique collection of modern duplex homes in sunny South Surrey! This 3 bed, 2.5 bath half duplex with a 1bdrm/2 level COACH HOUSE offers a functional layout ideal for growing families or rental income. Main floor features a spacious kitchen with custom cabinetry, quartz countertops, SS appliances w/ induction range, and a large island with dining bar. Enjoy 10’ ceilings, laminate flooring plus a H/E gas furnace and A/C for year-round comfort. Built-in millwork included – custom TV wall, entry closet/storage & more. Upstairs offers 3 bedrooms, plus vaulted primary with walk-in closet and ensuite. Prime location! 3-minute walk to Edgewood Elementary & park. Near Grandview Corners & Morgan Crossing. NO STRATA FEES. MOVE IN READY! Open Sat & Sun 12–5 PM. More details
    Listed by Breakside Real Estate Group
    AMAR SHAN
    DANA BALAN
  • 12754 15 Avenue, Surrey - Crescent Bch Ocean Pk.

    12754 15 Avenue Crescent Bch Ocean Pk. Surrey V4A 1K4
    Main Photo: 12754 15 Avenue, Surrey - Crescent Bch Ocean Pk.
    $1,150,000
    Residential
    Status:
    Active
    MLS® Num:
    R3150598
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    2,274 sq. ft.
    Nestled in the heart of highly sought-after Ocean Park, this charming 2,274 sq. ft. home offers exceptional potential in an unbeatable location. Featuring 4 bedrooms and an unauthorized suite with a separate entrance, it's ideal for extended family, guests, or mortgage helper possibilities. Beautiful hardwood floors add warmth and character, while numerous major upgrades—including a durable metal roof, furnace, hot water tank, and many updated windows—provide peace of mind. The sunny south-facing backyard is a gardener's delight, filled with beautiful flowers, abundant sunshine, and two convenient storage sheds. Bring your decorating ideas and make this well-maintained home your own. Just steps to Kwomais Park and the shops of Ocean Park Village! More details
    Listed by RE/MAX Colonial Pacific Realty
    AMAR SHAN
    DANA BALAN
  • 16 3495 147a Street, Surrey - King George Corridor

    16 3495 147a Street King George Corridor Surrey V4P 0C9
    Main Photo: 16 3495 147a Street, Surrey - King George Corridor
    $1,198,000
    Residential
    Status:
    Active
    MLS® Num:
    R3161866
    Bedrooms:
    5
    Bathrooms:
    4
    Floor Area:
    3,619 sq. ft.
    Incredible value in South Surrey! This unique, move-in-ready detached townhouse offers one of the development's largest floor plans. The bright, open-concept main level features engineered hardwood flooring, formal living and dining rooms, plus a den/office. The updated kitchen offers quartz countertops, SS appliances, functional island, flowing into a family room with an elegant ceilings and a gas fireplace. Upstairs offers 3 generous bedrooms, including a spacious primary with a walk-in closet and new spa-like ensuite, plus a flex room. The finished basement includes 2 bedrooms and a separate entrance, ideal for extended family or potential rental income. Numerous upgrades throughout including fresh paint. Close to shopping and transit. Semiahmoo Trail Elementary & Elgin Park Secondary. More details
    Listed by Macdonald Realty (Surrey/152)
    AMAR SHAN
    DANA BALAN
  • 102 16612 18a Avenue, Surrey - Grandview Surrey

    102 16612 18a Avenue Grandview Surrey Surrey V3Z 9X5
    Main Photo: 102 16612 18a Avenue, Surrey - Grandview Surrey
    $1,199,000
    Residential
    Status:
    Active
    MLS® Num:
    R3152839
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,299 sq. ft.
    GRANDVIEW WALK DUPLEXES - a collection of very well appointed 16 half duplex homes built by Georgie award winning builder DVL Homes. Home features 3 bedrooms & 2 full bathrooms upstairs, powder room on main floor. Open main floor plan with high ceilings, sparkling white kitchen, large island with seating & built-in microwave, Fisher-Paykel stainless steel appliances - gas range & french door fridge. Master Bedroom features walk-in closet with organizers, ensuite features double sinks & large walk-in shower. Built-in vacuum system & security system with cameras. Basement Flex Room is separate from suite. LEGAL one bedroom basement suite. New Ta'talu Elementary is just a short walk away. More details
    Listed by RE/MAX Colonial Pacific Realty
    AMAR SHAN
    DANA BALAN
  • 101 16623 18a Avenue, Surrey - Pacific Douglas

    101 16623 18a Avenue Pacific Douglas Surrey V3Z 9X5
    Main Photo: 101 16623 18a Avenue, Surrey - Pacific Douglas
    $1,199,000
    Residential
    Status:
    Active
    MLS® Num:
    R3170020
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,184 sq. ft.
    GRANDVIEW WALK DUPLEXES - a collection of very well appointed 16 half duplex homes built by Georgie award winning builder DVL Homes. Home features 3 bedrooms & 2 full bathrooms upstairs, powder room on main floor. Open main floor plan with high ceilings, sparkling white kitchen, pantry, large island with seating & built-in microwave, Fisher-Paykel stainless steel appliances - gas range & french door fridge. Master Bedroom features walk-in closet with organizers, ensuite features double sinks & large walk-in shower. Built-in vacuum system & security system with cameras. LEGAL one bedroom basement suite. New Ta'talu Elementary is just a short walk away. More details
    Listed by RE/MAX Colonial Pacific Realty
    AMAR SHAN
    DANA BALAN
  • 2235 152a Street, Surrey - King George Corridor

    2235 152a Street King George Corridor Surrey V4A 4P9
    Main Photo: 2235 152a Street, Surrey - King George Corridor
    $1,199,800
    Residential
    Status:
    Active
    MLS® Num:
    R3146461
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,800 sq. ft.
    Opportunity knocks in highly desirable South Surrey! This classic basement entry home sits on a beautiful, flat 7243 sq ft lot (55' X 132') with loads of potential. Perfect starter home with 1 bedroom mortgage helper or could be the future site of your dream build. New carpets and paint throught. Great layout with spacious living & dining area. Huge back deck to entertain and have summer bbqs. 2 large bedrooms upstairs. Downstairs has great income helper or space for the teenager with rec room/media room. Upgraded furnace. 2 large outdoor sheds for storage. Loads of driveway parking. Great location with future rezoning potential for higher density. Footsteps to schools, Peninsula Village Shopping center, restaurants & more! More details
    Listed by Real Broker B.C. Ltd.
    AMAR SHAN
    DANA BALAN
  • 14037 16 Avenue, Surrey - Sunnyside Park Surrey

    14037 16 Avenue Sunnyside Park Surrey Surrey V4A 1P9
    Main Photo: 14037 16 Avenue, Surrey - Sunnyside Park Surrey
    $1,200,000
    Residential
    Status:
    Active
    MLS® Num:
    R3158239
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    1,050 sq. ft.
    A rare opportunity to own a corner 1/2 duplex with back lane access and exciting future potential. According to COSMOS and the Surrey 2050 OCP, this property is designated Urban 1, offering potential for Small-Scale Multi-Unit Housing, townhouse development, or potentially a 4-storey condominium project, subject to City requirements and approvals. The existing home is a great renovation project for buyers who can see beyond its current condition and envision what it could become. With separate entrances, the property also offers excellent potential for rental income or flexible living arrangements. The corner location and back lane add further versatility and appeal for both homeowners and investors. Whether you're looking to renovate, generate rental income, or explore future development. More details
    Listed by One Percent Realty Ltd.
    AMAR SHAN
    DANA BALAN
  • 102 16633 18a Avenue, Surrey - Grandview Surrey

    102 16633 18a Avenue Grandview Surrey Surrey V3Z 1A2
    Main Photo: 102 16633 18a Avenue, Surrey - Grandview Surrey
    $1,229,000
    Residential
    Status:
    Active
    MLS® Num:
    R3157627
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,058 sq. ft.
    Experience modern luxury living in South Surrey’s desirable Grandview Heights! This brand new duplex showcases a bright, open-concept design with elegant finishes throughout. The main floor offers spacious living and dining areas alongside a gourmet Kitchen with high-end appliances and sleek cabinetry. Upstairs features 3 generous bedrooms and 2 full baths, including a stunning primary suite with ocean views. The lower level includes a self-contained 1-bedroom suite with a separate entrance—ideal for rental income (Rented). Prime location close to top schools, shopping, restaurants, Grandview Aquatic Centre, Hwy 99 & the U.S. border. A perfect mix of style, comfort, and value! MUST SEE, GREAT VALUE FOR MONEY. More details
    Listed by Century 21 Coastal Realty Ltd.
    AMAR SHAN
    DANA BALAN
  • 101 12873 Marine Drive, Surrey - Crescent Bch Ocean Pk.

    101 12873 Marine Drive Crescent Bch Ocean Pk. Surrey V4A 1C8
    Main Photo: 101 12873 Marine Drive, Surrey - Crescent Bch Ocean Pk.
    $1,248,000
    Residential
    Status:
    Active
    MLS® Num:
    R3161158
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,041 sq. ft.
    WHY BUY A TOWNHOUSE WHEN YOU CAN OWN A BRAND-NEW LUXURY 1/2 DUPLEX IN OCEAN PARK? Own your next home on ICONIC MARINE DRIVE—one of South Surrey’s most prestigious addresses—with NO STRATA FEES and none of the rules, restrictions or constraints of strata living. This beautifully finished 4-bed, 4-bath home is just a short walk from Ocean Park Village, 1001 Steps, beaches, parks, cafés and scenic coastal trails. Multiple patios and decks provide plenty of outdoor space, while the versatile basement offers potential for a rental suite. Built by an experienced builder and backed by a 2-5-10 New Home Warranty. BRAND-NEW. NO STRATA FEES. MARINE DRIVE. OCEAN PARK. A RARE combination in an exceptional location—come see why this home stands apart. More details
    Listed by RE/MAX Blueprint
    AMAR SHAN
    DANA BALAN
  • 2 12873 Marine Drive, Surrey - Crescent Bch Ocean Pk.

    2 12873 Marine Drive Crescent Bch Ocean Pk. Surrey V4A 1C8
    Main Photo: 2 12873 Marine Drive, Surrey - Crescent Bch Ocean Pk.
    $1,248,000
    Residential
    Status:
    Active
    MLS® Num:
    R3160920
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,041 sq. ft.
    WHY BUY A TOWNHOUSE WHEN YOU CAN OWN A BRAND-NEW FREEHOLD 1/2 DUPLEX WITH NO STRATA FEES? This 1/2 duplex in Ocean Park home offers exceptional value on prestigious Marine Drive. Just steps from Ocean Park Village, 1001 Steps, beaches, parks, cafés and coastal trails, it features 4 bedrooms, 4 bathrooms, multiple patios, decks and balconies, plus a versatile basement with suite potential. Built by a reputable local builder and backed by a 2-5-10 New Home Warranty. A rare opportunity to own brand-new in one of South Surrey’s most desirable seaside communities. CALL TODAY! More details
    Listed by RE/MAX Treeland Realty
    AMAR SHAN
    DANA BALAN
  • 101 1840 165a Street, Surrey - Grandview Surrey

    101 1840 165a Street Grandview Surrey Surrey V3Z 9X5
    Main Photo: 101 1840 165a Street, Surrey - Grandview Surrey
    $1,249,000
    Residential
    Status:
    Active
    MLS® Num:
    R3148677
    Bedrooms:
    5
    Bathrooms:
    4
    Floor Area:
    2,110 sq. ft.
    Brand-new Energy Step Code 4 half duplex by Windsor Manor Construction, currently under construction in the sought-after Grandview Heights neighbourhood! Situated on a 4,092 sq.ft. lot, this home offers a bright open-concept layout with a modern kitchen featuring quartz countertops, large island, quality finishes, bedroom, and a full bathroom on the main floor. Upstairs features 3 spacious bedrooms, including a luxurious primary suite with walk-in closet and ensuite. Bonus 1-bedroom legal walk-out suite provides an excellent mortgage helper or space for extended family. A/C included plus smart home features for modern comfort and efficiency. Minutes to Ta'talu Elementary, Grandview Corners, Morgan Crossing, the Aquatic Centre, restaurants, parks, and easy highway access. More details
    Listed by Macdonald Realty (Surrey/152)
    AMAR SHAN
    DANA BALAN
  • 102 16631 18 Avenue, Surrey - Pacific Douglas

    102 16631 18 Avenue Pacific Douglas Surrey V3Z 9X5
    OPEN HOUSE: Oct 04, 2026
    02:00 PM - 04:00 PM PDT
    Open House on Sunday, October 4, 2026 2:00PM - 4:00PM
    Main Photo: 102 16631 18 Avenue, Surrey - Pacific Douglas
    $1,249,000
    Residential
    Status:
    Active
    MLS® Num:
    R3151993
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,040 sq. ft.
    Experience modern luxury living in the heart of South Surrey's highly sought-after Grandview Heights! This brand-new duplex offers a bright, open-concept layout with premium finishes and exceptional craftsmanship throughout. The main floor features spacious living and dining areas, complemented by a gourmet kitchen with high-end appliances, sleek cabinetry, and designer touches. Upstairs offers 3 generously sized bedrooms and 2 full bathrooms, including a luxurious primary suite with beautiful views. The lower level features a self-contained 1-bedroom suite with a separate entrance, currently rented for $1350.00 per month, providing excellent mortgage helper. Conveniently located close to top-rated schools, shopping, restaurants, the Grandview Aquatic Centre, Highway 99, and the U.S. borde More details
    Listed by Century 21 Coastal Realty Ltd.
    AMAR SHAN
    DANA BALAN
  • 866 Finlay Street, White Rock - White Rock

    866 Finlay Street White Rock White Rock V4B 4K2
    Main Photo: 866 Finlay Street, White Rock - White Rock
    $1,249,000
    Residential
    Status:
    Active
    MLS® Num:
    R3159842
    Bedrooms:
    5
    Bathrooms:
    2
    Floor Area:
    1,514 sq. ft.
    Fantastic opportunity for a First-Time Buyer, Investor, or Developer in the highly desirable East Beach neighbourhood! Just a few blocks from the ocean and the shops, restaurants, and amenities along Marine Drive, this extensively renovated home offers a versatile two-level layout with 5 bedrooms, 2 bathrooms, and 2 kitchens. Recent upgrades include a reconfigured layout, new flooring, renovated bathrooms and kitchens, fresh paint, new blinds, doors, lighting, landscaping, and an improved driveway. The bright upper level offers a welcoming living space, updated kitchen, generous bedrooms, abundant natural light, and a balcony perfect for enjoying the fresh ocean air. The lower level features a separate entrance, second kitchen, additional bedrooms, bathroom and laundry- mortgage helper! More details
    Listed by Century 21 Coastal Realty Ltd.
    AMAR SHAN
    DANA BALAN
  • 101 16631 18 Avenue, Surrey - Pacific Douglas

    101 16631 18 Avenue Pacific Douglas Surrey V3Z 9X5
    OPEN HOUSE: Oct 04, 2026
    02:00 PM - 04:00 PM PDT
    Open House on Sunday, October 4, 2026 2:00PM - 4:00PM
    Main Photo: 101 16631 18 Avenue, Surrey - Pacific Douglas
    $1,249,000
    Residential
    Status:
    Active
    MLS® Num:
    R3163992
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,064 sq. ft.
    Modern luxury living in the heart of South Surrey! This brand-new open-concept half duplex offers premium finishes, quality craftsmanship, and top-of-the-line appliances. The thoughtfully designed main home features 3 spacious bedrooms upstairs, while the 1-bedroom legal suite provides excellent flexibility for extended family or rental income. Enjoy your own private backyard, perfect for relaxing or entertaining. Ideally located close to shopping, schools, restaurants, the aquatic Centre, parks, and all essential amenities. A perfect blend of style, comfort, convenience, and modern living—this exceptional home is ready to impress! More details
    Listed by RE/MAX 2000 Realty
    AMAR SHAN
    DANA BALAN
  • 2914 152 Street, Surrey - King George Corridor

    2914 152 Street King George Corridor Surrey V4P 3K4
    Main Photo: 2914 152 Street, Surrey - King George Corridor
    $1,259,000
    Residential
    Status:
    Active
    MLS® Num:
    R3146178
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,621 sq. ft.
    This quality-built, two-storey w/basement family home is freshly painted inside and out and completely move-in ready! The bright, open-concept main floor features high ceilings and spacious rooms perfect for everyday living. Downstairs, the fully finished basement offers a large recreation room which is ideal for a media space, plus an excellent bonus of a private suite for extended family. Bonus- house is AIR CONDITIONED! Outside, lane access leads to a detached garage and a beautifully sized private garden. Positioned in an exceptionally convenient location, this home is just steps from shopping, dining, recreation, and transit. Lane access for parking. More details
    Listed by The Agency White Rock
    AMAR SHAN
    DANA BALAN
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Data was last updated October 4, 2026 at 08:40 PM (UTC)
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White Rock

White Rock offers a good selection of homes with suites, particularly among established detached houses where lower levels have been developed for additional living space. Buyers can find properties close to Uptown, schools, transit and the waterfront, with suites used for extended family accommodation or potential rental income.

King George Corridor

The King George Corridor has a broad selection of South Surrey homes with suites, including older detached houses, renovated properties and newer homes with separate lower-level accommodation. Its central location provides convenient access to shopping, transit, schools, White Rock and Highway 99.

Grandview Heights

Grandview Heights offers many newer South Surrey homes with suites, including contemporary detached homes and duplexes designed with separate accommodation. The area is popular with families and is close to Grandview Corners, Morgan Crossing, schools, recreation facilities and Highway 99.

Sunnyside / Ocean Bluff

Sunnyside and Ocean Bluff are established residential neighbourhoods where buyers can find larger detached homes with basement suites or additional living areas. The area combines mature residential streets with convenient access to schools, parks, Semiahmoo Town Centre and White Rock.

Crescent Beach / Ocean Park

Crescent Beach and Ocean Park offer homes with suites in some of South Surrey’s most established coastal neighbourhoods. Properties range from older character homes to renovated and luxury residences, with some offering separate entrances and additional accommodation suitable for extended family or rental use.

Pacific Douglas

Pacific Douglas has significant newer residential development and offers South Surrey homes with suites, including newer detached and duplex properties. Buyers are attracted to modern construction, family-oriented neighbourhoods, parks and proximity to Grandview shopping, Highway 99 and the U.S. border.

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Secondary suites in White Rock & South Surrey provide various benefits to homeowners, tenants and the community, offering a cost-effective alternative to apartment living. These homes, often equipped with two kitchens, are commonly referred to as White Rock Houses with a mortgage helper & South Surrey Houses with a mortgage helper. When a secondary suite is legally established and rented, some lenders may consider income from the suite when assessing buyers for a mortgage, depending on the lender and mortgage program.

Please note that this information serves as a general guide and does not supersede the requirements of the British Columbia Building Code, municipal Zoning Bylaws or other applicable City regulations.

Secondary suite requirements differ between White Rock and Surrey. A legal secondary suite must meet applicable zoning, building-permit and BC Building Code requirements, and buyers should verify the status of any existing suite directly with the municipality. White Rock requires rental suites to be inspected and registered through the City’s Secondary Suite Registration process. Surrey also requires legal rental suites to meet zoning requirements, obtain the necessary building permits and comply with the BC Building Code.

Buyers should not assume that a suite is legal or authorized simply because the municipality is charging secondary-suite or utility fees. White Rock applies its annual sanitary sewer levy to both leagal & non-registered suites. Surrey separately requires secondary-suite registration and applies secondary-suite service and utility charges; owners can also use the City’s Secondary Suite Fee Web Inquiry to check whether a suite is registered.

For current information about White Rock Homes/Houses with Suites (Homes with a Mortgage Helper), see the City of White Rock Secondary Suites page and the City’s current Secondary Suite Registration Bulletin. These resources explain registration, permit requirements, parking, building-code considerations and requirements for legalizing an existing secondary suite.

For South Surrey properties, see the City of Surrey’s Building or Legalizing a Secondary Suite page for zoning, permit and legalization requirements. Surrey also provides a separate Secondary Suites information page covering registration, annual fees, enforcement and the Secondary Suite Fee Web Inquiry.

White Rock Homes with suites inventory & Surrey Homes with suites inventory, prices and sales activity can change throughout the year, with available listings sometimes changing daily. Because homes with suites span different property types, view our White Rock & South Surrey Market Statistics for current house and attached-home prices, sales activity, inventory and broader market trends.

White Rock Homes with rental suites & South Surrey Homes with basement suites  can offer added flexibility for extended family, rental income or help with mortgage costs. Buyers should confirm whether an existing suite In White Rock or South Surrey is legal or authorized, review any applicable permits and municipal requirements, and consider how the suite may affect financing, insurance and future use of the property. For broader guidance on financing, offers, inspections and subjects, see our Buying a Home guide, use Find My Dream Home to tell us what you are looking for, or review our Buyer Requests.

If you are comparing different property types in the area, explore our White Rock & South Surrey Houses for Sale, White Rock & South Surrey Condos for Sale, White Rock & South Surrey Townhouses for Sale, White Rock & South Surrey Duplexes for Sale and White Rock & South Surrey Land for Sale pages.

You can also browse White Rock & South Surrey Open Houses, explore White Rock & South Surrey Presales, or visit our White Rock & South Surrey Photos & Videos page to learn more about the area and local lifestyle.

White Rock Houses with Rental Suites & South Surrey Houses with Rental Suites can appeal to buyers looking for mortgage assistance, multigenerational living or additional private space, but the legal status of the accommodation matters. In White Rock, registered-suite requirements differ from Surrey’s permitting and registration system, so sellers should confirm what the municipality actually has on record before marketing a suite as legal or authorized.

When pricing a home, compare it with properties that have a similar type of additional accommodation rather than assuming every second kitchen or separate entrance contributes the same value. Review our Buyer Requests to see what purchasers are seeking, request a Free Home Valuation, and read our Selling Your Home guide for the preparation and marketing process.

No. Paying municipal secondary-suite fees does not by itself prove that a suite has been legally approved. In White Rock, the City specifically states that its sanitary sewer levy applies to both registered and non-registered secondary suites. A legal suite must still have been reviewed and inspected by the City and comply with applicable zoning, permit and BC Building Code requirements. See the City of White Rock’s Secondary Suite Registration information.

The same distinction exists in Surrey. Surrey’s Secondary Suite Fee Inquiry can show statuses such as a suite being charged fees even when there is no building permit, and the City states that legalizing a suite requires the appropriate permits and Building Code compliance. Buyers should therefore verify the permit status rather than assuming that a suite appearing on a tax or utility account is legal. See Surrey’s Building or Legalizing a Secondary Suite information.

The verification process differs between the two municipalities. In White Rock, an existing secondary suite must be reviewed, inspected and registered with the City to be considered legal. The City notes that previously completed work may need to be exposed for inspection and that building, plumbing and fire-sprinkler permits may be required when legalizing an existing suite. Buyers can review the City’s Secondary Suite Registration information and should request the available permit history for the property.

For South Surrey properties, the City of Surrey provides a Secondary Suite Fee Web Inquiry that identifies the suite or coach-house status recorded for an address. The status must be interpreted carefully because a property can be paying suite fees without having the required building permit. Buyers should confirm permits and final approvals with the City when the legality of the suite is important to the purchase.

No. White Rock and South Surrey are governed by different municipalities, so the rules for registering, legalizing and operating a secondary suite are not identical. White Rock requires an accessory secondary suite to be inspected and registered with the City and currently limits this form of suite to one per lot under its secondary-suite regulations. The City also requires the property owner to reside in the primary residence. See White Rock’s Secondary Suite Registration requirements.

South Surrey properties fall under the City of Surrey. Surrey permits one secondary suite within each eligible single-family, semi-detached or duplex dwelling unit, subject to zoning, permits and BC Building Code requirements. Surrey also has different rules for coach houses, garden suites and other small-scale multi-unit housing. Buyers should therefore confirm which municipality the property is in before relying on suite information. See Surrey’s Secondary Suite requirements.

Potentially, yes. Surrey’s current small-scale multi-unit housing rules allow coach houses and garden suites in residential zones that permit detached houses, duplexes and houseplexes. Depending on the zoning and lot, a property can potentially include a principal home, a secondary suite and a coach house or garden suite. Surrey also illustrates configurations where a duplex can have secondary suites together with coach houses or garden suites, subject to the applicable zoning, servicing, setbacks and permit requirements. See Surrey’s Coach Houses & Garden Suites information.

In White Rock, a second stove or separate cooking facility can cause the City to treat part of a single-family home as a secondary suite rather than simply additional living space. The City even maintains a specific policy dealing with a “Secondary Stove in a Dwelling Unit.” If the City determines that an unauthorized secondary suite exists, the owner must either bring it into compliance through the City’s registration and permitting process or decommission it. The City’s current Secondary Suites information states that an unregistered suite that does not meet the required standards must be decommissioned.

Importantly, the suite does not have to be rented for the City to levy suite-related charges. White Rock applies an annual sanitary sewer levy to both registered and non-registered suites, and its Secondary Suite Service Fee Bylaw imposes a fee on properties that contain secondary suites. For 2026, the secondary-suite service fee is $319, in addition to the applicable sewer charge. Therefore, simply saying that the space is used by family or is not rented does not necessarily eliminate the suite designation or the related municipal charges. See the City’s Secondary Suite Registration bulletin and Secondary Suite Service Fee Bylaw.

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